Roof repair and replacement in Miami-Dade and Broward

Published 2026 guides vary widely. HomeAdvisor puts a Miami roof replacement at about $15,500 on average (range $10,250 to $21,200), and its Florida figures for a 2,000-square-foot roof are $7,250 to $15,925 for asphalt shingle, $6,300 to $28,000 for metal and $20,000 to $30,000 for concrete tile. Modernize puts impact-resistant roofing on a 2,000-square-foot roof in Miami at $30,000 to $38,000 installed, citing HVHZ codes and labor demand. These are third-party ranges, not quotes: our cost guides break them down by material, and our own price comes after we measure your roof.

Citizens Property Insurance requires a four-point inspection (roof, electrical, plumbing and heating/cooling) with applications for homes more than 20 years old. It also requires documentation of at least 5 years of remaining useful life for shingle roofs older than 25 years and for tile, clay, concrete, slate or metal roofs older than 50 years; with less than 5 years left, you must show proof of a full roof replacement before Citizens will write the policy. Citizens' Roof Inspection Form can be signed by a roofing contractor, and on its 4-Point form a roofing contractor may sign the roof section.

Possibly, but confirm before you rely on it. Since July 1, 2026 (HB 803, ch. 2026-63), F.S. 553.79(1)(g) requires local building departments to exempt a single-family homeowner, or the owner's contractor, from a permit for work valued under $7,500 if they file a written request with a copy of the contract. It does not apply to properties partly or fully in a flood hazard area, to electrical, plumbing, structural, mechanical or gas work, or to a job split up to stay under the limit. The law does not mention roofing by name, so check with your building department before skipping a roof permit.

Yes, within a short window. Under F.S. 489.147(6), if you sign a roof repair or replacement contract within 180 days of a Governor-declared state of emergency covering your area, you can cancel it without penalty within 10 days of signing or by the official start date, whichever comes first. The start date is when permanent roof materials start going on, a permit is issued, or a code-compliant temporary repair is made. Send the cancellation by certified mail, return receipt requested, or another mailing with proof, to the address in the contract.

Among other things, a residential roof repair or replacement contract must include a notice that the contractor may not offer rebates, gifts or deductible waivers; if that notice is missing, you may void the contract within 10 days of signing (F.S. 489.147(5)). It must also state, in bold 14-point type on the signature page, that if the work is tied to an insurance claim you should call your insurer to verify coverage, deductibles and policy terms before signing (F.S. 489.147(7)). Any residential contract over $2,500 must include the written notice about the Florida Homeowners' Construction Recovery Fund (F.S. 489.1425). In Miami-Dade and Broward, the contractor must also walk you through the Owner's Notification for Roofing Considerations, which you initial (FBC Section 1524).